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Twenty years of building things people love — and I'm just getting started.

That's the principle I've always lived by: take someone's dream, and make it real.

It started with MerahPutih Group, a design and build company behind projects across Indonesia and beyond. For over twenty years, one thing has never changed — people's satisfaction. Watching someone's dream become something tangible, something they can actually live in and love, never gets old. And that doesn't happen by chance — it takes discipline, a clear vision, and a real obsession with getting the details right.

But the longer I've been at this, the more I started noticing the gaps. Problems that quietly affect so many people, yet somehow keep getting overlooked.

So I decided to take things further — combining everything I've learned as a builder with the possibilities of technology and AI, to create solutions that can reach people at a much larger scale.

Today, as Founder & CEO of MerahPutih Group, KITASEMUA.id, and BIMBEL.AI, I lead two missions I care deeply about. KITASEMUA.id is an AI-powered microinsurance platform built for everyday Indonesians — making insurance simple, affordable, and actually accessible. Because protection shouldn't be complicated.

And BIMBEL.AI — because when I looked around, I realized millions of Indonesian children still don't have access to quality learning. So we built it. A 100% free AI-powered platform for everyone — available 24 hours a day, everywhere, from any device. Education should never be a privilege.

From physical spaces to digital ones, the mission has always been the same: build something real, for real people.

From Fintech Startup to IPO. A Billion-Dollar Journey — to Tech That Changes Lives.

It's never been about how big the company gets. For me, it's about how many people it actually helps.

I joined Acorns in the US as their first Head of Engineering — one of the early engineers who helped build the micro-investing platform from scratch. The idea behind it was simple: investing shouldn't be something only wealthy people get to do. Today Acorns is worth over USD 2 billion and helps millions of people put money aside for their future.

From there, the journey took me to Australia, where I became CTO of Raiz Invest Australia and led the company to its IPO on the Australian Securities Exchange (ASX) in June 2018. These days, as Group CTO of Raiz Invest, I'm focused on bringing what we've built to Southeast Asia — Malaysia, Indonesia, and Thailand soon after.

Then I met Mera Kwan, and we immediately clicked on one thing: insurance and education shouldn't be luxuries — they should be accessible to everyone.

So now, as Tech Advisor to KITASEMUA.id and BIMBEL.AI, I'm helping Mera build technology that's ready for the real Indonesia — something that works in the furthest corners of the country, on the weakest signal, and stays secure and reliable even with millions of people using it at once.

That's what KITASEMUA and BIMBEL.AI are really about: taking insurance and education out of the "complicated and exclusive" box, and making them simple, fast, and open to everyone.

Because at the end of the day, good technology is technology that genuinely changes lives.